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Find a reliable agent: If you wish to buy insurance from an agent, look for a licensed agent (insurance producer) who is reliable and helpful in answering any questions you may have. Ask your family or friends for recommendations.
HEALTHANDlIFE.COM only works with qualified, licensed insurance professionals.
Shop carefully: Insurance is expensive. Comparison-shopping is worth the time it takes. Obtain more than one estimate or quote. Remember, if it sounds too good to be true, it probably is.
HEALTHANDlIFE.COM provides quotes from high-rated insurance companies and connects you with qualified professionals on your terms, at your request.
Understand what you are buying: Ask for a detailed explanation in layman's terms. Don't accept calculations or examples you don't understand.
Never permit high-pressure tactics: Immediately report harassment by agents or company representatives to the Department of Insurance.
Do not be misled by advertising: Only you can decide if a policy is the right one for you.
Fill out your application completely and accurately: It is important to give correct and complete answers when applying for insurance. If you omit or misrepresent information, the company can void the contract.
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