What do Nursing Homes in your community charge for:

GOOD

COMPARE

•  Skilled Nursing Care?

$______ Day

100%

•  Intermediate Care?

$______ Day

100%

•  Custodial Care?

$______ Day

100%

What is the daily nursing home benefit?

80-100%

When do the benefits begin?

20-100 days

How long do the benefits last?

1095 days

What is the maximum period for one stay?

days X benefits

What is the maximum period for all stays?

days X benefits

Does it pay full benefits for:

•  Skilled Nursing Facilities?

Yes

•  Intermediate Facilities?

Yes

•  Custodial Facilities?

Yes

•  Home Health Care?

Yes

Is prior hospitalization required before the policy will pay for:

•  Skilled Nursing Care?

No

•  Intermediate Care?

No

•  Custodial Care?

No

If it has a prior hospitalization rule, does coverage begin within 30 days after a hospital stay of at least 3 days?

Yes

•  Does it have a waiver of premium?

Yes

•  When do benefits start after entering nursing home?

6 mos.

•  Is Alzheimer's disease covered by policy language?

Yes

•  Is it guaranteed renewable for life?

Yes

•  Does the premium stay level for life?

Yes

•  What is the company's A.M.Best rating?

A+ or A

•  Is the underwriting done before or after the claim?

Before